Senior Financial Crime Officer Spain
Crossmint
Other
Posted 21 days ago
Madrid
Spain
spain
finance
non tech
senior
blockchain
Posted 21 days ago
Location
Job Type
Compensation Range
Payment Method
Crossmint is the leading enterprise-grade, all-in-one stablecoin and wallet infrastructure platform enabling fintechs and enterprises to integrate stablecoin rails and smart wallets with speed, compliance, and scale.
Backed by Ribbit Capital, Franklin Templeton, NYCA, First Round, and Lightspeed Faction, with $23.6M raised in 2025. Trusted by more than 40,000 clients including global leaders such as MoneyGram, WireX, Toku, and more, Crossmint provides embedded smart wallets, on/offramps, cross-chain stablecoin orchestration, tokenization, and other blockchain primitives through simple, developer-friendly APIs that integrate in minutes and scale to millions of users.
In January 2026, Crossmint secured MiCA authorization from Spain's CNMV, becoming one of a select few stablecoin infrastructure providers fully licensed to operate across all 27 EU member states and held to the same regulatory standards as traditional financial institutions. Crossmint also powers the Republic of the Marshall Islands' first digital UBI program, backs MoneyGram's new stablecoin cross-border experience launching in LATAM, and recently partnered with WireX to expand multichain stablecoin payment infrastructure to non-EVM networks like Stellar.
The future of finance is stablecoin-native. Crossmint makes it easy to get there.
LocationWe have offices in Madrid, and we are also open to a full remote setting from Spain.
Type of EmploymentFull-time, permanent role.
We are looking for a Senior Financial Crime Officer to support the AML Lead in managing complex financial crime operations across the business. This role sits in the first line of defence and plays a critical role in escalations, regulatory interactions, and continuous improvement of AML processes.
You will work on high-risk and non-standard cases that require deep analytical judgment, including SNC and PEP escalations, complex KYB and EDD reviews, SAR filings to Spanish authorities, and oversight of analyst output. You will also help shape how Crossmint scales its financial crime controls through process optimisation and automation.
For additional context, we have recently secured MiCA authorization from Spain’s Comisión Nacional del Mercado de Valores (CNMV), positioning Crossmint as a fully regulated crypto asset service provider with passporting rights to operate across all 27 European Union member states.
This is a hands-on role for someone who enjoys solving hard problems, working with regulators, and building robust AML operations in a fast-moving crypto and fintech environment.
What You’ll Do Financial Crime Operations & EscalationsPerform 4-eye check controls on analyst work across screening, transaction monitoring, and investigations.
Review and resolve SNC and PEP hits that cannot be discarded through standard indicators or rules.
Conduct KYB and Enhanced Due Diligence (EDD) on companies with complex ownership structures, regulated activities, or exposure to high-risk jurisdictions.
Analyze complex corporate structures, beneficial ownership chains, and control relationships across multiple geographies.
Prepare, draft, and file SARs (Comunicaciones por Indicio) to Banco de España/SEPBLAC.
Support responses to information requests, inquiries, and examinations from Spanish authorities.
Assist the AML Lead in maintaining clear, consistent, and defensible documentation for regulatory purposes.
Oversee transaction monitoring escalations and investigations involving high-risk typologies.
Provide expert judgment on unusual or complex transaction patterns, including crypto-related activity.
Help refine risk scenarios, thresholds, and escalation criteria in collaboration with the AML and product teams.
Identify gaps, inefficiencies, and manual bottlenecks in AML workflows.
Drive process optimisation and automation initiatives, working closely with operations, product, and engineering.
Contribute to the evolution of internal policies, procedures, and playbooks as the business scales.
Minimum 4 years of experience in first-line-of-defence AML roles such as screening, transaction monitoring, or investigations, or 2 years in a second-line-of-defence role involving oversight, QA, or regulatory engagement.
Proven experience filing “Comunicaciones por Indicio” and managing communications with SEPBLAC.
Strong background analyzing complex corporate structures, beneficial ownership, and control frameworks, particularly in high-risk or opaque jurisdictions.
Solid understanding of EU and Spanish AML frameworks and financial crime typologies.
Excellent analytical skills, attention to detail, and sound professional judgment.
Ability to operate effectively in fast-paced, evolving environments with a high degree of ownership.
Experience working in crypto, Web3, fintech, or payments compliance environments.
Prior experience interacting with Banco de España in AML-related roles (e.g. “Técnico de Conducta de Entidades”, “Analista de Inteligencia Financiera”)
Familiarity with AML and fraud tooling such as Persona, Elliptic, Sardine, or similar platforms.
Experience contributing to automation or tooling improvements in AML operations.
At Crossmint, you will help build and scale the financial crime controls behind critical onchain financial infrastructure used by some of the world’s leading fintechs and enterprises.
You will work closely with senior compliance leadership, have real exposure to regulators, and play a meaningful role in shaping how AML operations evolve in a crypto-native environment. If you enjoy complex investigations, regulatory work, and building systems that scale, this role offers a unique opportunity to make a real impact.
Extensive access to leading AI tools and subscriptions, with AI actively encouraged and integrated into daily workflows.
Stock options program.
We conduct two performance reviews annually. The first addresses performance ratings, bonuses, and promotions. The second encompasses these elements along with salary adjustments reflecting inflation and market conditions.
Unlimited Paid Time Off.
Company laptop.
Annual home office and productivity stipend.
Daily stipend for in-office meals and/or commuting to the office.
Three company-paid off-sites each year. Recent ones include: Miami, Lisbon, Medellín, Panamá.
Health + Dental insurance fully covered by Crossmint.
Flexible retribution with tax benefits through Cobee.
Talent research indicates that women are often less inclined than men to apply for a role unless they have experience in 100% of the listed skills. However, this list is only a guide. We welcome your application even if you feel you meet around 75% of the requirements. At Crossmint, we believe skills can be learned, and diversity makes us stronger.
We work to foster a respectful environment where each person can be their authentic self, free from harassment, racism, and any form of discrimination. We proudly uphold our commitment to diversity and inclusion as an equal opportunity employer, and this policy applies to all employment practices within our organization.
Please note that Crossmint never conducts AI-based interviews, and all of our processes include an initial video call with a team member. Crossmint will not request your personal identification documents or any payment at any point during your interview process. Please stay vigilant about potential fraud. If you receive an email that claims to be from Crossmint but ends with any domain other than @crossmint.com, @crossmint.io or @paella.dev, it is not from us. We own these three domains listed before, and they are the only legitimate ones.
Please let our Talent Team know if you need any assistance completing any forms, or participating in the process.
Who will be in contact with you
Our People Ops team will be joining you throughout the entirety of the interview and onboarding processes. Feel free to reach out if you need anything!
Adolfo Fernández - Recruitment & People Ops
Gloria Alogo - People Ops, Onboarding & Benefits
Jon Eichhorn - Head of HR
⚠️ Please note that these are the only members of our People Ops team. Please remain vigilant and watch out for impersonators.
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Department Legal Locations Spain, Madrid Remote status Hybrid Employment type Full-time Legal · Spain, Madrid · Hybrid Senior Financial Crime Officer (Spain)